A prepaid Visa card offering up to 5% back in crypto rewards and zero foreign exchange fees.
The Crypto.com Visa Card is a prepaid payment card designed to bridge traditional spending with cryptocurrency rewards. Users preload the card via the Crypto.com App using fiat or crypto assets converted to fiat, enabling everyday purchases with the added benefit of earning CRO token rewards. The card supports multiple tiers, each offering different reward rates, subscription fees, and exclusive benefits such as airport lounge access, priority customer support, and entertainment subscription rebates.
Intended for crypto enthusiasts and mainstream users alike, the card requires users to stake Crypto.com's native CRO token for higher-tier benefits or pay monthly subscription fees for lower tiers. The card supports zero foreign exchange fees, making it suitable for international travel and spending. Integration is straightforward through the Crypto.com App, where users can apply, top up, and manage their card. Rewards are paid in CRO tokens and credited directly to the user's Crypto Wallet within the app.
What differentiates the Crypto.com Visa Card from other crypto payment cards is its tiered reward system with up to 5% back on everyday spending and up to 15% on travel spending, combined with perks like exclusive event access (F1, UFC, UEFA), subscription rebates for services like Spotify and Netflix, and airport lounge access. The card also offers flexible top-up options, including crypto wallet, cash account, and credit/debit cards. Its global availability and competitive exchange rates further enhance its appeal.
Users can get started by downloading the Crypto.com App, creating an account, selecting their preferred card tier, staking CRO if required, and topping up their card. Comprehensive support and FAQs are available through Crypto.com's Help Centre and live chat. The card is issued by licensed financial institutions across multiple jurisdictions, ensuring regulatory compliance and security.
Spending cryptocurrency directly in everyday transactions is often complicated by limited merchant acceptance and high fees. Users also face challenges in earning meaningful rewards and benefits when using crypto for payments.
Functions as a prepaid card loaded with fiat converted from crypto or cash.
Rewards paid in Crypto.com's native CRO token credited to the user's wallet.
Access to events like F1, UFC, and UEFA for higher-tier cardholders.
Users earn CRO token rewards on daily purchases, increasing their crypto holdings passively.
Travelers benefit from higher rewards on travel expenses, airport lounge access, and no foreign exchange fees.
Cardholders receive rebates on popular subscriptions like Spotify and Netflix, reducing monthly costs.

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Midnight Blue | Ruby Steel | Jade Green / Royal Indigo | Icy White / Rose Gold | Obsidian | Prime | |
|---|---|---|---|---|---|---|
| Price (Monthly) | Free | $4.99 | $29.99 | Custom pricing (CRO staking $50,000) | Custom pricing (CRO staking $500,000) | Custom pricing (CRO staking $1,000,000) |
| Price (Annual) | Free | $49.90 | $299.90 | Custom pricing | Custom pricing | Custom pricing |
| Messaging | N/A | N/A | N/A | N/A | N/A | N/A |
| Support | Community support via Help Centre and live chat | Priority support | Priority support with voice & messaging | Priority support with voice & messaging | Priority support with voice & messaging and private account manager | Premium support with private account manager |
| Analytics |
Crypto.com provides extensive documentation and support resources including a Help Centre, FAQs, live chat, and detailed cardholder agreements to assist users in understanding card features, fees, and benefits.