Gemini Credit Card
A crypto rewards credit card that lets users earn up to 4% back in bitcoin or 50+ other cryptocurrencies with no annual fee.
Overview
The Gemini Credit Card is a crypto rewards credit card issued by WebBank that allows users to earn cryptocurrency rewards on everyday purchases. It offers up to 4% back in bitcoin or any of 50+ supported cryptocurrencies on qualifying purchases, with no annual fee or foreign transaction fees. Rewards are instantly deposited into the user's Gemini account, enabling seamless crypto accumulation as users spend. The card supports category-based rewards such as 4% back on gas, EV, and transit, 3% on dining, 2% on groceries, and 1% on all other purchases, with a monthly cap of $300 at the highest rate before reverting to 1%.
The Problem
Traditional credit cards offer points or cash back that do not appreciate in value and lack integration with cryptocurrency ecosystems. Users interested in crypto rewards face limited options that either restrict reward flexibility or impose high fees.
The Solution
Key Features
Tiered Rewards Structure
Earn 4% back on gas, EV, and transit; 3% on dining; 2% on groceries; and 1% on other purchases, with monthly spend caps.
Welcome Bonus
Earn a bonus after spending $3,000 in the first 90 days, enhancing early rewards.
Referral Program
Refer friends to earn up to $5,000 in crypto rewards annually.
Key Strengths
How Developers Use Gemini Credit Card
Everyday Spending with Crypto Rewards
Users earn bitcoin or other crypto on daily purchases like groceries, dining, and transit, turning spending into investment.
Crypto Portfolio Growth via Rewards
Holding bitcoin rewards earned through the card has historically appreciated significantly, allowing users to grow crypto assets passively.
Seamless Integration with Budgeting Apps
The card integrates with popular budgeting tools, helping users track spending and crypto rewards in one place.
Works Well WithEthereumPolygon PoSSolanaAvalanche
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Pricing
Standard | |
|---|---|
| Price (Monthly) | Free |
| Price (Annual) | Free |
| Messaging | N/A |
| Support | Customer support via Gemini Help Center |
| Analytics |
Resources
Gemini provides comprehensive resources including detailed credit card FAQs, a referral program, and integration guides to help users maximize their crypto rewards experience.